As 2025 approaches, have you set your financial resolutions yet? The new year offers the perfect opportunity to take control of your finances and move toward financial freedom. To help you get started, here are 7 practical tips to build healthier financial habits and achieve your goals. Practical Tips for Crafting Financial Resolutions As 2025 … Continued
Ever wondered what your future holds? The answer lies in your financial plan. A financial plan is the first step toward achieving your long-term goals—whether it’s buying a home, funding your child’s education, or preparing for retirement. It all depends on the choices you make today. If you’re unsure about your goals or how to … Continued
Employee financial stress is not just a personal issue—it’s a silent killer of company performance. When employees face financial difficulties, their productivity drops, and overall performance is affected. Unfortunately, conventional payroll systems, which pay salaries once a month, often don’t provide the flexibility needed. Employees may need more money before the next payday, forcing them … Continued
Take-Home Pay (THP) is a familiar term, but many mistakenly equate THP with basic salary. In fact, the two are very different. A lack of understanding of this distinction can impact an employee’s personal financial situation. Protect your financial rights by understanding the details of both. What Is Take-Home Pay? Take-Home Pay, or net salary, … Continued
Misunderstanding the Difference Between Nett and Gross Pay Can Cost You Big—Here’s Why Imagine you receive a job offer with a gross pay of Rp10 million. But when you check your bank account, only Rp8 million has been deposited, after deductions for taxes, BPJS, and insurance. This happens because job offers typically quote gross pay … Continued
Financial issues often impact employee productivity. Employers can play a vital role in supporting employees’ financial stability by offering flexible and thoughtful compensation options. Setlary’s Earned Wage Access offers a range of features tailored to employees’ financial needs, including the Daily Auto Cash Out feature. In this article, Setlary will explore the benefits of this … Continued
With impulsive shopping becoming increasingly popular and often driven by emotional impulses, holding back on spending can feel like an uphill battle. The ease of online shopping and targeted ads has made spontaneous purchases more common, complicating efforts toward financial discipline. In times like these, embracing a simpler lifestyle—such as frugal living—can serve as a … Continued
An emergency fund is the bedrock of financial planning, providing a safety net when life throws you a curveball. Whether it’s an unexpected job loss, medical bills, or urgent home repairs, having an emergency fund can stop you from going belly up financially. Setting aside money for an emergency fund is a crucial step in … Continued
In today’s increasingly complex world, financial literacy is the key to achieving your dreams and facing the future with confidence. This essential skill is the first step toward long-term financial stability and well-being. By understanding financial management concepts, you can plan and make wiser financial decisions that align with your capabilities. This information aims to … Continued
